Side-by-side · Q2 2026 data
Somerset Trust Company vs Kish Bank
Metric by metric
| Measure | Somerset Trust Company | Kish Bank |
|---|---|---|
| TellerScore | 55 | 58 (stronger) |
| Capital cushion | 41 (stronger) | 39 |
| Loan quality | 50 | 81 (stronger) |
| Earnings | 66 | 67 (stronger) |
| Funding & liquidity | 62 (stronger) | 27 |
| Problem-loan coverage | 78 | 89 (stronger) |
| Peer percentile | 13th | 17th |
| Total assets | $2.5B | $2.1B |
| Deposits / shares | $2.0B | $1.5B |
| Capital ratio | 9.10% (stronger) | 8.92% |
| Problem loans | 1.49% | 0.57% (stronger) |
| Net charge-offs | 0.12% | 0.03% (stronger) |
| Return on assets | 1.16% | 1.18% (stronger) |
| Loans ÷ deposits | 80.2% (stronger) | 116.5% |
| Uninsured deposits | 31.2% (stronger) | 35.6% |
| Offices | 49 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | 7.5% |
Kish Bank has the higher TellerScore (58 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Somerset Trust Company leads on 3 and Kish Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.