Side-by-side · Q2 2026 data
Somerset Trust Company vs Meridian Bank
Metric by metric
| Measure | Somerset Trust Company | Meridian Bank |
|---|---|---|
| TellerScore | 55 (stronger) | 34 |
| Capital cushion | 41 | 47 (stronger) |
| Loan quality | 50 (stronger) | 0 |
| Earnings | 66 (stronger) | 50 |
| Funding & liquidity | 62 (stronger) | 42 |
| Problem-loan coverage | 78 (stronger) | 37 |
| Peer percentile | 13th | 1st |
| Total assets | $2.5B | $2.6B |
| Deposits / shares | $2.0B | $2.2B |
| Capital ratio | 9.10% | 9.72% (stronger) |
| Problem loans | 1.49% (stronger) | 3.68% |
| Net charge-offs | 0.12% (stronger) | 0.93% |
| Return on assets | 1.16% (stronger) | 0.76% |
| Loans ÷ deposits | 80.2% (stronger) | 100.5% |
| Uninsured deposits | 31.2% | 30.7% (stronger) |
| Offices | 49 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | 4.1% |
Somerset Trust Company has the higher TellerScore (55 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Somerset Trust Company leads on 5 and Meridian Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.