Side-by-side · Q2 2026 data
Somerville Bank vs Day Air Credit Union
Metric by metric
| Measure | Somerville Bank | Day Air Credit Union |
|---|---|---|
| TellerScore | 60 | 82 (stronger) |
| Capital cushion | 45 | 96 (stronger) |
| Loan quality | 63 | 68 (stronger) |
| Earnings | 50 | 88 (stronger) |
| Funding & liquidity | 84 (stronger) | 66 |
| Problem-loan coverage | 83 | 86 (stronger) |
| Peer percentile | 19th | 82nd |
| Total assets | $290.6M | $908.8M |
| Deposits / shares | $260.7M | $747.9M |
| Capital ratio | 9.54% | 14.56% (stronger) |
| Problem loans | 1.10% | 0.96% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.73% |
| Return on assets | 0.74% | 1.71% (stronger) |
| Loans ÷ deposits | 75.9% (stronger) | 94.5% |
| Uninsured deposits | 11.0% | 7.1% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.0% | 20.5% |
Day Air Credit Union has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Somerville Bank leads on 2 and Day Air Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.