Side-by-side · Q2 2026 data
Soo Co-Op Credit Union vs Preferred Credit Union
Metric by metric
| Measure | Soo Co-Op Credit Union | Preferred Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 87 |
| Capital cushion | 87 | 93 (stronger) |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 76 (stronger) | 64 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 92nd | 91st |
| Total assets | $324.4M | $318.1M |
| Deposits / shares | $281.4M | $270.6M |
| Capital ratio | 13.67% | 14.25% (stronger) |
| Problem loans | 0.32% (stronger) | 0.37% |
| Net charge-offs | 0.20% (stronger) | 0.47% |
| Return on assets | 1.41% (stronger) | 1.11% |
| Loans ÷ deposits | 64.8% | 58.2% (stronger) |
| Uninsured deposits | 0.6% (stronger) | 3.1% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Soo Co-Op Credit Union has the higher TellerScore (88 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Soo Co-Op Credit Union leads on 5 and Preferred Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.