Side-by-side · Q2 2026 data
Sooner State Bank vs Communication Federal Credit Union
Credit union
Communication Federal Credit Union
Oklahoma City, Oklahoma · $1 billion – $10 billion
Metric by metric
| Measure | Sooner State Bank | Communication Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 68 |
| Capital cushion | 78 (stronger) | 68 |
| Loan quality | 89 (stronger) | 59 |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 70 | 82 (stronger) |
| Problem-loan coverage | 97 (stronger) | 82 |
| Peer percentile | 90th | 50th |
| Total assets | $354.6M | $2.4B |
| Deposits / shares | $311.0M | $2.1B |
| Capital ratio | 12.75% (stronger) | 11.83% |
| Problem loans | 0.33% (stronger) | 1.24% |
| Net charge-offs | 0.01% (stronger) | 1.57% |
| Return on assets | 2.06% (stronger) | 1.03% |
| Loans ÷ deposits | 73.8% (stronger) | 77.5% |
| Uninsured deposits | 29.6% | 15.6% (stronger) |
| Offices | 7 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | 14.9% |
Sooner State Bank has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 6 and Communication Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.