Side-by-side · Q2 2026 data
Sooner State Bank vs First Bethany Bank & Trust
Metric by metric
| Measure | Sooner State Bank | First Bethany Bank & Trust |
|---|---|---|
| TellerScore | 86 (stronger) | 71 |
| Capital cushion | 78 (stronger) | 41 |
| Loan quality | 89 | 94 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 70 | 80 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 90th | 47th |
| Total assets | $354.6M | $316.8M |
| Deposits / shares | $311.0M | $272.9M |
| Capital ratio | 12.75% (stronger) | 9.10% |
| Problem loans | 0.33% | 0.18% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.06% (stronger) | 1.19% |
| Loans ÷ deposits | 73.8% | 72.0% (stronger) |
| Uninsured deposits | 29.6% | 22.3% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | 1.4% |
Sooner State Bank has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 3 and First Bethany Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.