Side-by-side · Q2 2026 data
Sooner State Bank vs First State Bank
Metric by metric
| Measure | Sooner State Bank | First State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 67 |
| Capital cushion | 78 (stronger) | 63 |
| Loan quality | 89 (stronger) | 75 |
| Earnings | 100 (stronger) | 46 |
| Funding & liquidity | 70 (stronger) | 68 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 90th | 30th |
| Total assets | $354.6M | $61.5M |
| Deposits / shares | $311.0M | $56.8M |
| Capital ratio | 12.75% (stronger) | 11.34% |
| Problem loans | 0.33% (stronger) | 0.76% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.06% (stronger) | 0.64% |
| Loans ÷ deposits | 73.8% | 30.3% (stronger) |
| Uninsured deposits | 29.6% (stronger) | 44.1% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
Sooner State Bank has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 5 and First State Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.