Side-by-side · Q2 2026 data
Sooner State Bank vs MidFirst Bank
Metric by metric
| Measure | Sooner State Bank | MidFirst Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 34 |
| Capital cushion | 78 (stronger) | 40 |
| Loan quality | 89 (stronger) | 0 |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 70 (stronger) | 40 |
| Problem-loan coverage | 97 (stronger) | 0 |
| Peer percentile | 90th | 3rd |
| Total assets | $354.6M | $42.8B |
| Deposits / shares | $311.0M | $25.3B |
| Capital ratio | 12.75% (stronger) | 9.01% |
| Problem loans | 0.33% (stronger) | 18.31% |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 2.06% (stronger) | 1.46% |
| Loans ÷ deposits | 73.8% (stronger) | 131.5% |
| Uninsured deposits | 29.6% | 24.4% (stronger) |
| Offices | 7 | 93 |
| CFPB complaints (3 yrs) | — | 954 |
| Complaints per $1B deposits | — | 37.7 |
| Mortgage denial rate (HMDA) | 0.8% | 16.3% |
Sooner State Bank has the higher TellerScore (86 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 6 and MidFirst Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.