Side-by-side · Q2 2026 data
Sooner State Bank vs Municipal Emps CU of Oklahoma City Credit Union
Credit union
Municipal Emps CU of Oklahoma City Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Sooner State Bank | Municipal Emps CU of Oklahoma City Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 62 |
| Capital cushion | 78 (stronger) | 38 |
| Loan quality | 89 | 94 (stronger) |
| Earnings | 100 (stronger) | 32 |
| Funding & liquidity | 70 | 74 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 90th | 26th |
| Total assets | $354.6M | $190.5M |
| Deposits / shares | $311.0M | $172.3M |
| Capital ratio | 12.75% (stronger) | 8.79% |
| Problem loans | 0.33% | 0.17% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 2.06% (stronger) | 0.31% |
| Loans ÷ deposits | 73.8% (stronger) | 85.9% |
| Uninsured deposits | 29.6% | 14.9% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
Sooner State Bank has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 5 and Municipal Emps CU of Oklahoma City Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.