Side-by-side · Q2 2026 data
Sooner State Bank vs Oklahoma Federal Credit Union
Credit union
Oklahoma Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Sooner State Bank | Oklahoma Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 91 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 70 | 74 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 90th | 96th |
| Total assets | $354.6M | $198.9M |
| Deposits / shares | $311.0M | $159.2M |
| Capital ratio | 12.75% | 20.23% (stronger) |
| Problem loans | 0.33% | 0.24% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.63% |
| Return on assets | 2.06% (stronger) | 1.66% |
| Loans ÷ deposits | 73.8% (stronger) | 78.8% |
| Uninsured deposits | 29.6% | 21.4% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | 0.0% |
Oklahoma Federal Credit Union has the higher TellerScore (91 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 3 and Oklahoma Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.