Side-by-side · Q2 2026 data
Sooner State Bank vs Security State Bank of Oklahoma
Metric by metric
| Measure | Sooner State Bank | Security State Bank of Oklahoma |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 78 (stronger) | 74 |
| Loan quality | 89 (stronger) | 77 |
| Earnings | 100 | 100 |
| Funding & liquidity | 70 (stronger) | 51 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 90th | 75th |
| Total assets | $354.6M | $388.2M |
| Deposits / shares | $311.0M | $287.5M |
| Capital ratio | 12.75% (stronger) | 12.41% |
| Problem loans | 0.33% (stronger) | 0.69% |
| Net charge-offs | 0.01% (stronger) | 0.56% |
| Return on assets | 2.06% | 2.39% (stronger) |
| Loans ÷ deposits | 73.8% | 71.3% (stronger) |
| Uninsured deposits | 29.6% (stronger) | 49.2% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
Sooner State Bank has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 5 and Security State Bank of Oklahoma on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.