Side-by-side · Q2 2026 data
Sooner State Bank vs The Citizens Bank of Edmond
Metric by metric
| Measure | Sooner State Bank | The Citizens Bank of Edmond |
|---|---|---|
| TellerScore | 86 (stronger) | 57 |
| Capital cushion | 78 (stronger) | 35 |
| Loan quality | 89 (stronger) | 79 |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 70 (stronger) | 64 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 90th | 14th |
| Total assets | $354.6M | $432.4M |
| Deposits / shares | $311.0M | $387.8M |
| Capital ratio | 12.75% (stronger) | 8.50% |
| Problem loans | 0.33% (stronger) | 0.63% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.06% (stronger) | 0.54% |
| Loans ÷ deposits | 73.8% (stronger) | 96.2% |
| Uninsured deposits | 29.6% | 14.2% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | 3.7% |
Sooner State Bank has the higher TellerScore (86 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 5 and The Citizens Bank of Edmond on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.