Side-by-side · Q2 2026 data
Sorg Bay West Federal Credit Union vs Whitewater Community Credit Union
Metric by metric
| Measure | Sorg Bay West Federal Credit Union | Whitewater Community Credit Union |
|---|---|---|
| TellerScore | 17 | 69 (stronger) |
| Capital cushion | 0 | 55 (stronger) |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 21 | 32 (stronger) |
| Funding & liquidity | 84 (stronger) | 80 |
| Problem-loan coverage | 0 | 99 (stronger) |
| Peer percentile | 0th | 38th |
| Total assets | $11.6M | $11.3M |
| Deposits / shares | $10.9M | $10.1M |
| Capital ratio | 5.00% | 10.48% (stronger) |
| Problem loans | 6.08% | 0.06% (stronger) |
| Net charge-offs | 1.08% | 0.01% (stronger) |
| Return on assets | 0.02% | 0.29% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 80.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitewater Community Credit Union has the higher TellerScore (69 vs 17). On the 6 directional measures above (where higher or lower is clearly better), Sorg Bay West Federal Credit Union leads on 1 and Whitewater Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.