Side-by-side · Q2 2026 data
Sound Credit Union vs Numerica Credit Union
Metric by metric
| Measure | Sound Credit Union | Numerica Credit Union |
|---|---|---|
| TellerScore | 63 | 74 (stronger) |
| Capital cushion | 60 | 70 (stronger) |
| Loan quality | 61 | 88 (stronger) |
| Earnings | 58 | 60 (stronger) |
| Funding & liquidity | 67 (stronger) | 62 |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 33rd | 72nd |
| Total assets | $3.4B | $4.3B |
| Deposits / shares | $2.9B | $3.7B |
| Capital ratio | 11.01% | 12.03% (stronger) |
| Problem loans | 1.18% | 0.35% (stronger) |
| Net charge-offs | 0.90% | 0.23% (stronger) |
| Return on assets | 0.94% | 1.00% (stronger) |
| Loans ÷ deposits | 93.7% (stronger) | 96.0% |
| Uninsured deposits | 12.5% (stronger) | 16.8% |
| Offices | 21 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.8% | 39.5% |
Numerica Credit Union has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Sound Credit Union leads on 2 and Numerica Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.