Side-by-side · Q2 2026 data
Sound Credit Union vs Peak Credit Union
Metric by metric
| Measure | Sound Credit Union | Peak Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 58 |
| Capital cushion | 60 | 63 (stronger) |
| Loan quality | 61 (stronger) | 59 |
| Earnings | 58 (stronger) | 31 |
| Funding & liquidity | 67 | 68 (stronger) |
| Problem-loan coverage | 81 | 81 |
| Peer percentile | 33rd | 19th |
| Total assets | $3.4B | $4.2B |
| Deposits / shares | $2.9B | $3.7B |
| Capital ratio | 11.01% | 11.31% (stronger) |
| Problem loans | 1.18% (stronger) | 1.22% |
| Net charge-offs | 0.90% (stronger) | 1.41% |
| Return on assets | 0.94% (stronger) | 0.29% |
| Loans ÷ deposits | 93.7% | 91.9% (stronger) |
| Uninsured deposits | 12.5% | 10.0% (stronger) |
| Offices | 21 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.8% | — |
Sound Credit Union has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Sound Credit Union leads on 4 and Peak Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.