Side-by-side · Q2 2026 data
Sound Federal Credit Union vs Achieve Financial Credit Union
Metric by metric
| Measure | Sound Federal Credit Union | Achieve Financial Credit Union |
|---|---|---|
| TellerScore | 53 (stronger) | 37 |
| Capital cushion | 26 | 34 (stronger) |
| Loan quality | 52 (stronger) | 23 |
| Earnings | 80 (stronger) | 0 |
| Funding & liquidity | 78 | 96 (stronger) |
| Problem-loan coverage | 43 | 63 (stronger) |
| Peer percentile | 9th | 1st |
| Total assets | $115.5M | $176.0M |
| Deposits / shares | $105.2M | $161.4M |
| Capital ratio | 7.60% | 8.40% (stronger) |
| Problem loans | 1.43% (stronger) | 2.30% |
| Net charge-offs | 0.35% (stronger) | 1.94% |
| Return on assets | 1.51% (stronger) | -0.85% |
| Loans ÷ deposits | 82.5% | 63.9% (stronger) |
| Uninsured deposits | 3.1% (stronger) | 3.2% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.0% |
Sound Federal Credit Union has the higher TellerScore (53 vs 37). On the 7 directional measures above (where higher or lower is clearly better), Sound Federal Credit Union leads on 5 and Achieve Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.