Side-by-side · Q2 2026 data
South Carolina Federal Credit Union vs Founders Federal Credit Union
Credit union
South Carolina Federal Credit Union
North Charlesto, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | South Carolina Federal Credit Union | Founders Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 83 | 86 (stronger) |
| Loan quality | 80 (stronger) | 77 |
| Earnings | 59 | 77 (stronger) |
| Funding & liquidity | 67 (stronger) | 66 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 79th | 86th |
| Total assets | $2.6B | $5.2B |
| Deposits / shares | $2.1B | $4.4B |
| Capital ratio | 13.34% | 13.62% (stronger) |
| Problem loans | 0.60% (stronger) | 0.68% |
| Net charge-offs | 0.47% (stronger) | 1.07% |
| Return on assets | 0.98% | 1.43% (stronger) |
| Loans ÷ deposits | 93.2% (stronger) | 94.2% |
| Uninsured deposits | 7.5% (stronger) | 11.4% |
| Offices | 19 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | 26.2% |
Founders Federal Credit Union has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), South Carolina Federal Credit Union leads on 4 and Founders Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.