Side-by-side · Q2 2026 data
South Carolina Federal Credit Union vs Latitude 32 Federal Credit Union
Credit union
South Carolina Federal Credit Union
North Charlesto, South Carolina · $1 billion – $10 billion
Credit union
Latitude 32 Federal Credit Union
Charleston, South Carolina · Under $100 million in assets
Metric by metric
| Measure | South Carolina Federal Credit Union | Latitude 32 Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 88 (stronger) |
| Capital cushion | 83 | 98 (stronger) |
| Loan quality | 80 | 87 (stronger) |
| Earnings | 59 | 74 (stronger) |
| Funding & liquidity | 67 | 81 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 79th | 85th |
| Total assets | $2.6B | $69.5M |
| Deposits / shares | $2.1B | $58.8M |
| Capital ratio | 13.34% | 14.83% (stronger) |
| Problem loans | 0.60% | 0.39% (stronger) |
| Net charge-offs | 0.47% | 0.28% (stronger) |
| Return on assets | 0.98% | 1.34% (stronger) |
| Loans ÷ deposits | 93.2% | 79.3% (stronger) |
| Uninsured deposits | 7.5% | 6.3% (stronger) |
| Offices | 19 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | — |
Latitude 32 Federal Credit Union has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), South Carolina Federal Credit Union leads on 0 and Latitude 32 Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.