Side-by-side · Q2 2026 data
South Central Bank, Inc. vs Edmonton State Bank
Metric by metric
| Measure | South Central Bank, Inc. | Edmonton State Bank |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 49 | 65 (stronger) |
| Loan quality | 90 (stronger) | 89 |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 65 | 68 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 66th | 93rd |
| Total assets | $2.3B | $1.2B |
| Deposits / shares | $2.0B | $1.0B |
| Capital ratio | 9.88% | 11.47% (stronger) |
| Problem loans | 0.30% (stronger) | 0.32% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.41% | 2.44% (stronger) |
| Loans ÷ deposits | 89.7% (stronger) | 91.8% |
| Uninsured deposits | 20.1% | 15.6% (stronger) |
| Offices | 26 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 15.9% |
Edmonton State Bank has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), South Central Bank, Inc. leads on 3 and Edmonton State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bowling Green, KY
- Glasgow, KY
- Tompkinsville, KY
- Scottsville, KY
- Edmonton, KY