Side-by-side · Q2 2026 data
South Central Bank, Inc. vs Forcht Bank, National Association
Metric by metric
| Measure | South Central Bank, Inc. | Forcht Bank, National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 49 (stronger) | 32 |
| Loan quality | 90 | 98 (stronger) |
| Earnings | 76 (stronger) | 50 |
| Funding & liquidity | 65 | 80 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 66th | 40th |
| Total assets | $2.3B | $1.6B |
| Deposits / shares | $2.0B | $1.5B |
| Capital ratio | 9.88% (stronger) | 8.16% |
| Problem loans | 0.30% | 0.05% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.41% (stronger) | 0.74% |
| Loans ÷ deposits | 89.7% | 75.1% (stronger) |
| Uninsured deposits | 20.1% | 19.9% (stronger) |
| Offices | 26 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
South Central Bank, Inc. has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), South Central Bank, Inc. leads on 4 and Forcht Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.