Side-by-side · Q2 2026 data
South Central Bank, Inc. vs Republic Bank & Trust Company
Metric by metric
| Measure | South Central Bank, Inc. | Republic Bank & Trust Company |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 49 | 98 (stronger) |
| Loan quality | 90 (stronger) | 81 |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 31 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 66th | 95th |
| Total assets | $2.3B | $7.1B |
| Deposits / shares | $2.0B | $5.6B |
| Capital ratio | 9.88% | 14.82% (stronger) |
| Problem loans | 0.30% (stronger) | 0.56% |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 1.41% | 2.13% (stronger) |
| Loans ÷ deposits | 89.7% (stronger) | 95.7% |
| Uninsured deposits | 20.1% (stronger) | 45.6% |
| Offices | 26 | 47 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 12.6% |
Republic Bank & Trust Company has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), South Central Bank, Inc. leads on 4 and Republic Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.