Side-by-side · Q2 2026 data
South Central Bank, Inc. vs The Cecilian Bank
Metric by metric
| Measure | South Central Bank, Inc. | The Cecilian Bank |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 49 | 60 (stronger) |
| Loan quality | 90 (stronger) | 87 |
| Earnings | 76 | 87 (stronger) |
| Funding & liquidity | 65 | 66 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 66th | 83rd |
| Total assets | $2.3B | $1.6B |
| Deposits / shares | $2.0B | $1.3B |
| Capital ratio | 9.88% | 10.99% (stronger) |
| Problem loans | 0.30% (stronger) | 0.40% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.41% | 1.67% (stronger) |
| Loans ÷ deposits | 89.7% | 79.5% (stronger) |
| Uninsured deposits | 20.1% (stronger) | 28.6% |
| Offices | 26 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 11.4% |
The Cecilian Bank has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), South Central Bank, Inc. leads on 3 and The Cecilian Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.