Side-by-side · Q2 2026 data
South Central Bank, Inc. vs The Peoples Bank
Metric by metric
| Measure | South Central Bank, Inc. | The Peoples Bank |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 49 | 66 (stronger) |
| Loan quality | 90 | 92 (stronger) |
| Earnings | 76 (stronger) | 55 |
| Funding & liquidity | 65 | 69 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 66th | 53rd |
| Total assets | $2.3B | $135.3M |
| Deposits / shares | $2.0B | $119.4M |
| Capital ratio | 9.88% | 11.55% (stronger) |
| Problem loans | 0.30% | 0.23% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 1.41% (stronger) | 0.87% |
| Loans ÷ deposits | 89.7% (stronger) | 91.5% |
| Uninsured deposits | 20.1% | 11.2% (stronger) |
| Offices | 26 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
The Peoples Bank has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), South Central Bank, Inc. leads on 3 and The Peoples Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Glasgow, KY
- Cave City, KY