Side-by-side · Q2 2026 data
South Central Credit Union vs Limestone Financial Credit Union
Credit union
Limestone Financial Credit Union
Manistique, Michigan · Under $100 million in assets
Metric by metric
| Measure | South Central Credit Union | Limestone Financial Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 65 |
| Capital cushion | 92 (stronger) | 57 |
| Loan quality | 81 | 82 (stronger) |
| Earnings | 26 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 59th | 30th |
| Total assets | $84.6M | $83.1M |
| Deposits / shares | $72.0M | $73.1M |
| Capital ratio | 14.20% (stronger) | 10.73% |
| Problem loans | 0.56% | 0.55% (stronger) |
| Net charge-offs | 0.46% | 0.35% (stronger) |
| Return on assets | 0.16% | 0.51% (stronger) |
| Loans ÷ deposits | 55.8% (stronger) | 89.4% |
| Uninsured deposits | 4.4% (stronger) | 5.2% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Central Credit Union has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), South Central Credit Union leads on 4 and Limestone Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.