Side-by-side · Q2 2026 data
South Central Credit Union vs Thornapple Credit Union
Metric by metric
| Measure | South Central Credit Union | Thornapple Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 92 (stronger) | 48 |
| Loan quality | 81 (stronger) | 80 |
| Earnings | 26 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 59th | 36th |
| Total assets | $84.6M | $79.2M |
| Deposits / shares | $72.0M | $70.5M |
| Capital ratio | 14.20% (stronger) | 9.81% |
| Problem loans | 0.56% (stronger) | 0.59% |
| Net charge-offs | 0.46% | 0.21% (stronger) |
| Return on assets | 0.16% | 1.14% (stronger) |
| Loans ÷ deposits | 55.8% (stronger) | 86.4% |
| Uninsured deposits | 4.4% | 3.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Central Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), South Central Credit Union leads on 4 and Thornapple Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.