Side-by-side · Q2 2026 data
South Coast Bank & Trust vs Ab&t
Metric by metric
| Measure | South Coast Bank & Trust | Ab&t |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 49 | 68 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 80 | 97 (stronger) |
| Funding & liquidity | 74 (stronger) | 53 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 50th | 84th |
| Total assets | $269.8M | $261.2M |
| Deposits / shares | $239.4M | $227.9M |
| Capital ratio | 9.90% | 11.85% (stronger) |
| Problem loans | 0.49% | 0.00% (stronger) |
| Net charge-offs | 0.08% | -0.01% (stronger) |
| Return on assets | 1.51% | 1.92% (stronger) |
| Loans ÷ deposits | 79.4% (stronger) | 80.9% |
| Uninsured deposits | 21.4% (stronger) | 38.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
Ab&t has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), South Coast Bank & Trust leads on 2 and Ab&t on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.