Side-by-side · Q2 2026 data
South Coast Bank & Trust vs Glynn County Federal Employees Credit Union
Credit union
Glynn County Federal Employees Credit Union
Brunswick, Georgia · Under $100 million in assets
Metric by metric
| Measure | South Coast Bank & Trust | Glynn County Federal Employees Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 62 |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 84 (stronger) | 15 |
| Earnings | 80 (stronger) | 43 |
| Funding & liquidity | 74 | 74 |
| Problem-loan coverage | 93 (stronger) | 83 |
| Peer percentile | 50th | 24th |
| Total assets | $269.8M | $23.0M |
| Deposits / shares | $239.4M | $17.1M |
| Capital ratio | 9.90% | 19.23% (stronger) |
| Problem loans | 0.49% (stronger) | 2.54% |
| Net charge-offs | 0.08% | -0.03% (stronger) |
| Return on assets | 1.51% (stronger) | 0.57% |
| Loans ÷ deposits | 79.4% (stronger) | 85.8% |
| Uninsured deposits | 21.4% | 6.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
South Coast Bank & Trust has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), South Coast Bank & Trust leads on 4 and Glynn County Federal Employees Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.