Side-by-side · Q2 2026 data
South Coast Bank & Trust vs Marshland Credit Union
Metric by metric
| Measure | South Coast Bank & Trust | Marshland Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 49 (stronger) | 37 |
| Loan quality | 84 | 93 (stronger) |
| Earnings | 80 (stronger) | 41 |
| Funding & liquidity | 74 | 80 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 50th | 31st |
| Total assets | $269.8M | $272.9M |
| Deposits / shares | $239.4M | $248.3M |
| Capital ratio | 9.90% (stronger) | 8.66% |
| Problem loans | 0.49% | 0.22% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.20% |
| Return on assets | 1.51% (stronger) | 0.52% |
| Loans ÷ deposits | 79.4% (stronger) | 79.9% |
| Uninsured deposits | 21.4% | 6.8% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | 0.0% |
South Coast Bank & Trust has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), South Coast Bank & Trust leads on 5 and Marshland Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.