Side-by-side · Q2 2026 data
South Coast Bank & Trust vs Thomasville National Bank
Metric by metric
| Measure | South Coast Bank & Trust | Thomasville National Bank |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 49 | 57 (stronger) |
| Loan quality | 84 | 93 (stronger) |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 37 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 50th | 80th |
| Total assets | $269.8M | $2.2B |
| Deposits / shares | $239.4M | $1.9B |
| Capital ratio | 9.90% | 10.75% (stronger) |
| Problem loans | 0.49% | 0.22% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.51% | 2.40% (stronger) |
| Loans ÷ deposits | 79.4% (stronger) | 97.2% |
| Uninsured deposits | 21.4% (stronger) | 38.7% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
Thomasville National Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), South Coast Bank & Trust leads on 2 and Thomasville National Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.