Side-by-side · Q2 2026 data
South Georgia Bank vs Ab&t
Metric by metric
| Measure | South Georgia Bank | Ab&t |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 56 | 68 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 94 | 97 (stronger) |
| Funding & liquidity | 81 (stronger) | 53 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 80th | 84th |
| Total assets | $269.5M | $261.2M |
| Deposits / shares | $241.3M | $227.9M |
| Capital ratio | 10.60% | 11.85% (stronger) |
| Problem loans | 0.16% | 0.00% (stronger) |
| Net charge-offs | 0.24% | -0.01% (stronger) |
| Return on assets | 1.85% | 1.92% (stronger) |
| Loans ÷ deposits | 55.4% (stronger) | 80.9% |
| Uninsured deposits | 32.4% (stronger) | 38.3% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Ab&t has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), South Georgia Bank leads on 2 and Ab&t on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.