Side-by-side · Q2 2026 data
South Georgia Banking Company vs Barwick Banking Company
Metric by metric
| Measure | South Georgia Banking Company | Barwick Banking Company |
|---|---|---|
| TellerScore | 85 (stronger) | 57 |
| Capital cushion | 89 (stronger) | 37 |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 85 (stronger) | 55 |
| Funding & liquidity | 75 (stronger) | 31 |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 88th | 14th |
| Total assets | $570.1M | $829.6M |
| Deposits / shares | $487.6M | $702.3M |
| Capital ratio | 13.86% (stronger) | 8.67% |
| Problem loans | 0.55% | 0.49% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.10% |
| Return on assets | 1.63% (stronger) | 0.87% |
| Loans ÷ deposits | 80.9% (stronger) | 98.8% |
| Uninsured deposits | 18.6% (stronger) | 42.1% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | — |
South Georgia Banking Company has the higher TellerScore (85 vs 57). On the 7 directional measures above (where higher or lower is clearly better), South Georgia Banking Company leads on 6 and Barwick Banking Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.