Side-by-side · Q2 2026 data
South Georgia Banking Company vs Colony Bank
Metric by metric
| Measure | South Georgia Banking Company | Colony Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 64 |
| Capital cushion | 89 (stronger) | 50 |
| Loan quality | 82 (stronger) | 75 |
| Earnings | 85 (stronger) | 63 |
| Funding & liquidity | 75 (stronger) | 59 |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 88th | 33rd |
| Total assets | $570.1M | $3.6B |
| Deposits / shares | $487.6M | $3.0B |
| Capital ratio | 13.86% (stronger) | 9.97% |
| Problem loans | 0.55% (stronger) | 0.76% |
| Net charge-offs | 0.06% (stronger) | 0.28% |
| Return on assets | 1.63% (stronger) | 1.08% |
| Loans ÷ deposits | 80.9% (stronger) | 82.0% |
| Uninsured deposits | 18.6% (stronger) | 32.4% |
| Offices | 8 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | 4.8% |
South Georgia Banking Company has the higher TellerScore (85 vs 64). On the 7 directional measures above (where higher or lower is clearly better), South Georgia Banking Company leads on 7 and Colony Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Tifton, GA
- Ashburn, GA
- Cordele, GA
- Moultrie, GA
- Sylvester, GA