Side-by-side · Q2 2026 data
South Georgia Banking Company vs Community Banking Company
Metric by metric
| Measure | South Georgia Banking Company | Community Banking Company |
|---|---|---|
| TellerScore | 85 (stronger) | 77 |
| Capital cushion | 89 (stronger) | 63 |
| Loan quality | 82 (stronger) | 79 |
| Earnings | 85 | 86 (stronger) |
| Funding & liquidity | 75 | 80 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 88th | 68th |
| Total assets | $570.1M | $297.3M |
| Deposits / shares | $487.6M | $259.9M |
| Capital ratio | 13.86% (stronger) | 11.26% |
| Problem loans | 0.55% (stronger) | 0.64% |
| Net charge-offs | 0.06% (stronger) | 0.06% |
| Return on assets | 1.63% | 1.66% (stronger) |
| Loans ÷ deposits | 80.9% | 65.8% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 28.2% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | — |
South Georgia Banking Company has the higher TellerScore (85 vs 77). On the 7 directional measures above (where higher or lower is clearly better), South Georgia Banking Company leads on 5 and Community Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.