Side-by-side · Q2 2026 data
South Louisiana Bank vs Formation Federal Credit Union
Credit union
Formation Federal Credit Union
Baton Rouge, Louisiana · Under $100 million in assets
Metric by metric
| Measure | South Louisiana Bank | Formation Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 85 (stronger) | 71 |
| Earnings | 92 (stronger) | 43 |
| Funding & liquidity | 77 | 88 (stronger) |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 96th | 54th |
| Total assets | $659.8M | $93.0M |
| Deposits / shares | $548.6M | $79.6M |
| Capital ratio | 15.30% (stronger) | 14.10% |
| Problem loans | 0.45% (stronger) | 0.88% |
| Net charge-offs | 0.05% (stronger) | 0.89% |
| Return on assets | 1.80% (stronger) | 0.58% |
| Loans ÷ deposits | 64.7% (stronger) | 72.2% |
| Uninsured deposits | 32.0% | 5.8% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
South Louisiana Bank has the higher TellerScore (91 vs 76). On the 7 directional measures above (where higher or lower is clearly better), South Louisiana Bank leads on 6 and Formation Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.