Side-by-side · Q2 2026 data
Southeast First National Bank vs First National Community Bank
Metric by metric
| Measure | Southeast First National Bank | First National Community Bank |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 67 | 79 (stronger) |
| Loan quality | 98 (stronger) | 86 |
| Earnings | 52 | 96 (stronger) |
| Funding & liquidity | 60 | 64 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 51st | 86th |
| Total assets | $74.9M | $754.7M |
| Deposits / shares | $66.0M | $653.2M |
| Capital ratio | 11.67% | 12.92% (stronger) |
| Problem loans | 0.06% (stronger) | 0.43% |
| Net charge-offs | 0.09% | -0.01% (stronger) |
| Return on assets | 0.80% | 1.90% (stronger) |
| Loans ÷ deposits | 28.2% (stronger) | 81.6% |
| Uninsured deposits | 50.9% | 28.2% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 10.0% |
First National Community Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Southeast First National Bank leads on 2 and First National Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.