Side-by-side · Q2 2026 data
Southeast First National Bank vs Hello Credit Union
Metric by metric
| Measure | Southeast First National Bank | Hello Credit Union |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 67 | 94 (stronger) |
| Loan quality | 98 (stronger) | 89 |
| Earnings | 52 (stronger) | 36 |
| Funding & liquidity | 60 | 86 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 51st | 78th |
| Total assets | $74.9M | $159.9M |
| Deposits / shares | $66.0M | $135.2M |
| Capital ratio | 11.67% | 14.35% (stronger) |
| Problem loans | 0.06% (stronger) | 0.32% |
| Net charge-offs | 0.09% (stronger) | 1.02% |
| Return on assets | 0.80% (stronger) | 0.40% |
| Loans ÷ deposits | 28.2% (stronger) | 74.1% |
| Uninsured deposits | 50.9% | 3.8% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Hello Credit Union has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Southeast First National Bank leads on 4 and Hello Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.