Side-by-side · Q2 2026 data
Southeastern Arizona Federal Credit Union vs American Southwest Credit Union
Credit union
Southeastern Arizona Federal Credit Union
Douglas, Arizona · Under $100 million in assets
Metric by metric
| Measure | Southeastern Arizona Federal Credit Union | American Southwest Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 80 (stronger) | 71 |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 96th | 71st |
| Total assets | $48.3M | $440.0M |
| Deposits / shares | $40.8M | $388.7M |
| Capital ratio | 15.05% (stronger) | 11.31% |
| Problem loans | 0.61% (stronger) | 0.88% |
| Net charge-offs | 0.61% (stronger) | 0.86% |
| Return on assets | 2.27% (stronger) | 1.56% |
| Loans ÷ deposits | 47.7% (stronger) | 60.9% |
| Uninsured deposits | 3.1% (stronger) | 11.2% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southeastern Arizona Federal Credit Union has the higher TellerScore (95 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Arizona Federal Credit Union leads on 7 and American Southwest Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Benson, AZ
- Douglas, AZ