Side-by-side · Q2 2026 data
Southeastern Arizona Federal Credit Union vs Banner Federal Credit Union
Credit union
Southeastern Arizona Federal Credit Union
Douglas, Arizona · Under $100 million in assets
Metric by metric
| Measure | Southeastern Arizona Federal Credit Union | Banner Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 80 (stronger) | 77 |
| Earnings | 100 (stronger) | 53 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 96th | 65th |
| Total assets | $48.3M | $65.2M |
| Deposits / shares | $40.8M | $56.4M |
| Capital ratio | 15.05% (stronger) | 13.48% |
| Problem loans | 0.61% (stronger) | 0.70% |
| Net charge-offs | 0.61% | 0.38% (stronger) |
| Return on assets | 2.27% (stronger) | 0.83% |
| Loans ÷ deposits | 47.7% | 41.1% (stronger) |
| Uninsured deposits | 3.1% (stronger) | 5.2% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southeastern Arizona Federal Credit Union has the higher TellerScore (95 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Arizona Federal Credit Union leads on 5 and Banner Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.