Side-by-side · Q2 2026 data
Southeastern Bank vs First Bank of Coastal Georgia
Metric by metric
| Measure | Southeastern Bank | First Bank of Coastal Georgia |
|---|---|---|
| TellerScore | 86 (stronger) | 59 |
| Capital cushion | 84 (stronger) | 41 |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 89 (stronger) | 29 |
| Funding & liquidity | 80 (stronger) | 64 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 90th | 17th |
| Total assets | $624.9M | $215.7M |
| Deposits / shares | $544.1M | $189.7M |
| Capital ratio | 13.42% (stronger) | 9.07% |
| Problem loans | 0.38% | 0.35% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.06% |
| Return on assets | 1.71% (stronger) | 0.23% |
| Loans ÷ deposits | 77.6% | 37.3% (stronger) |
| Uninsured deposits | 17.3% (stronger) | 47.9% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Southeastern Bank has the higher TellerScore (86 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Bank leads on 5 and First Bank of Coastal Georgia on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Richmond Hill, GA