Side-by-side · Q2 2026 data
Southeastern Bank vs Pineland Bank
Metric by metric
| Measure | Southeastern Bank | Pineland Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 75 |
| Capital cushion | 84 (stronger) | 55 |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 89 (stronger) | 86 |
| Funding & liquidity | 80 (stronger) | 70 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 90th | 61st |
| Total assets | $624.9M | $597.1M |
| Deposits / shares | $544.1M | $532.6M |
| Capital ratio | 13.42% (stronger) | 10.48% |
| Problem loans | 0.38% (stronger) | 0.49% |
| Net charge-offs | -0.04% (stronger) | 0.08% |
| Return on assets | 1.71% (stronger) | 1.66% |
| Loans ÷ deposits | 77.6% (stronger) | 78.2% |
| Uninsured deposits | 17.3% (stronger) | 26.3% |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Southeastern Bank has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Bank leads on 7 and Pineland Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kingsland, GA