Side-by-side · Q2 2026 data
Southeastern Bank vs South Georgia Bank
Metric by metric
| Measure | Southeastern Bank | South Georgia Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 81 |
| Capital cushion | 84 (stronger) | 56 |
| Loan quality | 87 | 95 (stronger) |
| Earnings | 89 | 94 (stronger) |
| Funding & liquidity | 80 | 81 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 90th | 80th |
| Total assets | $624.9M | $269.5M |
| Deposits / shares | $544.1M | $241.3M |
| Capital ratio | 13.42% (stronger) | 10.60% |
| Problem loans | 0.38% | 0.16% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.24% |
| Return on assets | 1.71% | 1.85% (stronger) |
| Loans ÷ deposits | 77.6% | 55.4% (stronger) |
| Uninsured deposits | 17.3% (stronger) | 32.4% |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | 2.4% |
Southeastern Bank has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Bank leads on 4 and South Georgia Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hinesville, GA