Side-by-side · Q2 2026 data
Southeastern Bank vs Thomasville National Bank
Metric by metric
| Measure | Southeastern Bank | Thomasville National Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 76 |
| Capital cushion | 84 (stronger) | 57 |
| Loan quality | 87 | 93 (stronger) |
| Earnings | 89 | 100 (stronger) |
| Funding & liquidity | 80 (stronger) | 37 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 90th | 80th |
| Total assets | $624.9M | $2.2B |
| Deposits / shares | $544.1M | $1.9B |
| Capital ratio | 13.42% (stronger) | 10.75% |
| Problem loans | 0.38% | 0.22% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.01% |
| Return on assets | 1.71% | 2.40% (stronger) |
| Loans ÷ deposits | 77.6% (stronger) | 97.2% |
| Uninsured deposits | 17.3% (stronger) | 38.7% |
| Offices | 11 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Southeastern Bank has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Bank leads on 5 and Thomasville National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.