Side-by-side · Q2 2026 data
Southern Bancorp Bank vs Partners Bank
Metric by metric
| Measure | Southern Bancorp Bank | Partners Bank |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 69 | 87 (stronger) |
| Loan quality | 53 | 69 (stronger) |
| Earnings | 56 | 61 (stronger) |
| Funding & liquidity | 49 (stronger) | 42 |
| Problem-loan coverage | 84 | 89 (stronger) |
| Peer percentile | 24th | 47th |
| Total assets | $3.0B | $417.1M |
| Deposits / shares | $2.3B | $354.0M |
| Capital ratio | 11.85% | 13.73% (stronger) |
| Problem loans | 1.42% | 0.93% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.39% |
| Return on assets | 0.89% | 1.04% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 102.4% |
| Uninsured deposits | 39.2% | 29.2% (stronger) |
| Offices | 47 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | 8.6% |
Partners Bank has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Southern Bancorp Bank leads on 2 and Partners Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Helena, AR
- West Helena, AR
- Little Rock, AR
- Marion, AR
- Marvell, AR