Side-by-side · Q2 2026 data
Southern Bank vs Bank of Travelers Rest
Metric by metric
| Measure | Southern Bank | Bank of Travelers Rest |
|---|---|---|
| TellerScore | 59 | 79 (stronger) |
| Capital cushion | 32 | 53 (stronger) |
| Loan quality | 91 | 96 (stronger) |
| Earnings | 24 | 84 (stronger) |
| Funding & liquidity | 84 (stronger) | 83 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 17th | 88th |
| Total assets | $407.9M | $1.6B |
| Deposits / shares | $358.4M | $1.4B |
| Capital ratio | 8.18% | 10.29% (stronger) |
| Problem loans | 0.28% | 0.12% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.10% |
| Return on assets | 0.10% | 1.60% (stronger) |
| Loans ÷ deposits | 73.2% | 64.0% (stronger) |
| Uninsured deposits | 17.8% (stronger) | 27.3% |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | 12.6% |
Bank of Travelers Rest has the higher TellerScore (79 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Southern Bank leads on 2 and Bank of Travelers Rest on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.