Side-by-side · Q2 2026 data
Southern Bank vs Great Southern Bank
Metric by metric
| Measure | Southern Bank | Great Southern Bank |
|---|---|---|
| TellerScore | 70 | 73 (stronger) |
| Capital cushion | 54 | 63 (stronger) |
| Loan quality | 79 | 99 (stronger) |
| Earnings | 81 (stronger) | 70 |
| Funding & liquidity | 58 (stronger) | 36 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 58th | 70th |
| Total assets | $5.2B | $5.5B |
| Deposits / shares | $4.4B | $4.4B |
| Capital ratio | 10.45% | 11.33% (stronger) |
| Problem loans | 0.63% | 0.02% (stronger) |
| Net charge-offs | 0.22% | 0.04% (stronger) |
| Return on assets | 1.53% (stronger) | 1.26% |
| Loans ÷ deposits | 98.1% (stronger) | 98.6% |
| Uninsured deposits | 18.9% (stronger) | 38.2% |
| Offices | 64 | 100 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 24.6% |
Great Southern Bank has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Southern Bank leads on 3 and Great Southern Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.