Side-by-side · Q2 2026 data
Southern Energy Credit Union vs Alabama One Credit Union
Metric by metric
| Measure | Southern Energy Credit Union | Alabama One Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 59 |
| Capital cushion | 96 (stronger) | 41 |
| Loan quality | 92 (stronger) | 72 |
| Earnings | 39 | 44 (stronger) |
| Funding & liquidity | 94 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 93rd | 22nd |
| Total assets | $3.6B | $1.5B |
| Deposits / shares | $3.2B | $1.4B |
| Capital ratio | 14.59% (stronger) | 9.08% |
| Problem loans | 0.23% (stronger) | 0.85% |
| Net charge-offs | 0.13% (stronger) | 0.20% |
| Return on assets | 0.46% | 0.59% (stronger) |
| Loans ÷ deposits | 29.8% (stronger) | 82.2% |
| Uninsured deposits | 20.9% | 11.9% (stronger) |
| Offices | 24 | 30 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southern Energy Credit Union has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Southern Energy Credit Union leads on 5 and Alabama One Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.