Side-by-side · Q2 2026 data
Southern Hills Community Bank vs National Cooperative Bank, N.A.
Metric by metric
| Measure | Southern Hills Community Bank | National Cooperative Bank, N.A. |
|---|---|---|
| TellerScore | 71 (stronger) | 46 |
| Capital cushion | 88 (stronger) | 63 |
| Loan quality | 47 (stronger) | 11 |
| Earnings | 45 | 75 (stronger) |
| Funding & liquidity | 100 (stronger) | 18 |
| Problem-loan coverage | 86 (stronger) | 63 |
| Peer percentile | 47th | 5th |
| Total assets | $209.6M | $4.3B |
| Deposits / shares | $179.5M | $3.6B |
| Capital ratio | 13.77% (stronger) | 11.28% |
| Problem loans | 1.58% (stronger) | 2.67% |
| Net charge-offs | 0.14% | 0.02% (stronger) |
| Return on assets | 0.62% | 1.37% (stronger) |
| Loans ÷ deposits | 57.2% (stronger) | 95.5% |
| Uninsured deposits | 14.9% (stronger) | 56.7% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | 13.6% |
Southern Hills Community Bank has the higher TellerScore (71 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Southern Hills Community Bank leads on 5 and National Cooperative Bank, N.A. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.