Side-by-side · Q2 2026 data
Southside Bank vs City Bank
Metric by metric
| Measure | Southside Bank | City Bank |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 64 (stronger) | 58 |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 74 | 81 (stronger) |
| Funding & liquidity | 50 | 57 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 77th | 77th |
| Total assets | $8.8B | $5.4B |
| Deposits / shares | $6.2B | $4.7B |
| Capital ratio | 11.43% (stronger) | 10.79% |
| Problem loans | 0.19% (stronger) | 0.25% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 1.35% | 1.52% (stronger) |
| Loans ÷ deposits | 79.4% | 79.0% (stronger) |
| Uninsured deposits | 42.8% | 36.7% (stronger) |
| Offices | 55 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.2% | 16.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Southside Bank leads on 3 and City Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.