Side-by-side · Q2 2026 data
Southside Bank vs The American National Bank of Texas
Metric by metric
| Measure | Southside Bank | The American National Bank of Texas |
|---|---|---|
| TellerScore | 75 (stronger) | 61 |
| Capital cushion | 64 (stronger) | 38 |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 74 (stronger) | 45 |
| Funding & liquidity | 50 | 55 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 77th | 24th |
| Total assets | $8.8B | $5.5B |
| Deposits / shares | $6.2B | $4.6B |
| Capital ratio | 11.43% (stronger) | 8.84% |
| Problem loans | 0.19% (stronger) | 0.23% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.35% (stronger) | 0.63% |
| Loans ÷ deposits | 79.4% | 73.0% (stronger) |
| Uninsured deposits | 42.8% (stronger) | 43.9% |
| Offices | 55 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.2% | 11.4% |
Southside Bank has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Southside Bank leads on 6 and The American National Bank of Texas on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.