Side-by-side · Q2 2026 data
SouthStar Bank, S.S.B. vs Alliance Bank Central Texas
Metric by metric
| Measure | SouthStar Bank, S.S.B. | Alliance Bank Central Texas |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 83 (stronger) | 68 |
| Loan quality | 79 | 99 (stronger) |
| Earnings | 82 (stronger) | 60 |
| Funding & liquidity | 47 (stronger) | 44 |
| Problem-loan coverage | 87 (stronger) | 80 |
| Peer percentile | 83rd | 66th |
| Total assets | $1.4B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 13.28% (stronger) | 11.76% |
| Problem loans | 0.62% | 0.02% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.55% (stronger) | 1.01% |
| Loans ÷ deposits | 91.9% | 82.7% (stronger) |
| Uninsured deposits | 34.2% (stronger) | 45.0% |
| Offices | 16 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | 15.2% |
SouthStar Bank, S.S.B. has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), SouthStar Bank, S.S.B. leads on 4 and Alliance Bank Central Texas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.